Stephen Malkin (Kings Lynn)

With 20 years background of tax and accountancy, Stephen brings a wealth of experience to Whiting & Partners; his practical approach to solving the myriad of problems faced by businesses is a particular strength. Stephen has had specific training on various cloud accounting packages and is the principle point of contact for the cloud accounting services we offer.

Outside of work Stephen’s focus is very much on his family and he is chair of Governors at the school attended by his two sons.

 
My Latest Blogs
 
Stephen Malkin
28th February 2019 The ‘Right to Build’

In 2016, new legislation came into force which meant that councils now have a duty to grant planning permission to appropriate serviced plots as part of the ‘Right to Build’ entitlement. This was part of the government’s solution to tackling housing shortages across the country – the objective was to double the value of the…

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Stephen Malkin
1st February 2019 MTD for VAT: Which Bridging Software?

As we approach the 1 April 2019 deadline for the introduction of MTD compliant VAT submissions, many businesses will at last be focusing on what solution they should adopt.   If their current bookkeeping system does not already have an upgrade that automatically provides this new functionality, they will be considering adopting ‘bridging software’.   Looking through…

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Stephen Malkin
11th January 2019 Financing your self-build project

  Borrowing to build Self-builders require more money up front than conventional homebuyers. This is because they have to buy their building plots and fund their planning applications before they can apply for any loans. Self-build mortgages tend to be interest-only as fixed-rate loans have substantial exit fees for those who change loans when the…

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Stephen Malkin
1st May 2018 CITB Levy: Changes in calculation basis

Builders will probably now be aware that the basis for calculating how much their annual payment is under the Construction Industry Training Board (CITB) has recently changed:     Old Basis New Basis Levy on employees 0.5% 0.5% Levy on labour only sub-contractors 1.25% 0% Levy on payments to sub-contractors with Net CIS status 0%…

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Stephen Malkin
27th October 2016 HMRC MTD Consultation

Making Tax Digital: Prepare or man the barricades! HM Revenue & Customs have just published their second webinar on their Making Tax Digital (MTD) project, including a plethora of questions and answers. While the tone was very touchy-feely, as the presenters talked about the HMRC’s “customers”, the underlying iron fist could clearly be sensed: Yes,…

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Stephen Malkin
13th April 2016 Sage Cloud

Sage Launch Cloud Product: 4th time lucky? Despite dominating the SME on-premises accounting software market for over 25 years, Sage have struggled to find traction in the brave new world of cloud hosting. Initial attempts at licensing its best selling Sage50 software through the specialist hoster, Online<>50, gained little traction. The subsequent launch of the same product…

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Stephen Malkin
13th January 2016 2015 Trading

2015: How was it for your business? As another calendar year passes, many SME’s will have also passed another financial year end. They will now therefore be assessing how growth was for them last year, and what budget they should set for 2016.  Overall, local SME’s averaged growth of just 0.7% during 2015. They were…

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Stephen Malkin
13th October 2015 Infrastructure Funding

Slow Broadband: £3k grants available. The Department for Culture, Media and Sport have grants available for up to £3,000 to cover the broadband installation costs of upgrading to a faster and more reliable connection for your business. They say you could get a fibre optic, cable or wireless broadband connection,n amongst other options.  Most businesses…

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Stephen Malkin
7th October 2015 IT Governance

SME Cyber Security: £5k grants available. Small and micro-sized businesses can apply for government vouchers of up to £5,000 for specialist advice to boost their cyber security, and to protect new business ideas and intellectual property. The vouchers enable businesses to access services from the UK cyber security industry. This new scheme will also help…

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Stephen Malkin
14th September 2015 Financial Controls

Pay Suppliers Electronically: Beware fraudsters. Do you hold your suppliers bank details on file – one tactic recently used by fraudsters is to advise businesses of changes to a supplier’s bank details, they then wait until a genuine purchase invoice is paid. Unfortunately because the supplier’s bank details are compromised, the payment goes to the…

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